SCHD Dividend Calculator (2026)
SCHD (Schwab U.S. Dividend Equity ETF) is one of the most popular dividend ETFs. This calculator projects your SCHD dividend income and DRIP reinvestment growth year by year, using a starting yield near 3.5% and historical dividend growth near 10%.
DRIP compounding for SCHD: distributions buy more shares, which pay more distributions next period. Growth rates are planning assumptions, not predictions.
Estimates only, not financial advice. Dividend yields and growth rates are assumptions, not guarantees of future results. Always consult a qualified financial professional before investing.
What is SCHD’s dividend yield?
SCHD’s yield has recently been near 3.5%, varying as the share price moves. Yield follows the formula:
yield = annual dividend per share ÷ price × 100
See the Dividend Yield Calculator for the exact math on any stock or ETF.
How SCHD DRIP works
SCHD pays quarterly. When you reinvest each payment, your share count rises, so the next quarter’s dividend is paid on more shares. With historical dividend growth near 10% per year, the compounding effect is meaningful over a decade or more.
Model any starting yield or growth rate in the DRIP Calculator.
SCHD dividend history (recent, approximate)
SCHD has grown its annual distribution every full year since launch. Distributions rise as the underlying companies raise their dividends. Treat the figures below as approximate and verify current values with Schwab.
SCHD vs QQQI
SCHD is a dividend-growth story (lower ~3.5% yield, quarterly, rising payouts). If you want a high monthly cash flow instead, QQQI uses covered calls to target ~13% yield — at the cost of capped upside and different tax treatment. See the QQQI Dividend Calculator for that comparison.
Related calculators
Dividend Calculator · QQQI Dividend Calculator · DRIP Calculator · Dividend Growth Calculator