DRIP Calculator (Dividend Reinvestment)
A DRIP automatically buys more shares with your dividends — so next year's dividends are paid on more shares. This calculator simulates that compounding year by year.
DRIP compounding: dividends buy more shares, which pay more dividends next year. Dividend growth plus regular contributions beat a high starting yield.
Estimates only, not financial advice. Dividend yields and growth rates are assumptions, not guarantees of future results. Always consult a qualified financial professional before investing.
Why reinvest dividends?
Take a $10,000 position at 4% yield with 5% dividend growth and a $100 monthly contribution. After 15 years you own far more than what you put in — and your annual dividend income from those reinvested shares keeps rising even if the stock price stalls.
A note on growth rates: dividend growth compounds, so small differences add up. This tool is a planning estimate, not a prediction.
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Dividend Calculator · Monthly Dividend Income Calculator · Dividend Growth Calculator